| California Coast Credit Union verified today | - Members can access full-service banking through 26 physical branch locations and robust digital banking tools.
- Users can withdraw funds without fees at 30,000 ATMs across the United States.
- New members can open a Take 5 Certificate with a $500 minimum deposit to earn competitive interest rates on balances up to $5,000.
| — To join, members must pay a one-time $5 fee and open a deposit account with a minimum deposit, such as $500 for the Take 5 Certificate. | Live CA |
| California Credit Union verified today | - Users can open consumer checking accounts and access a variety of personal loan options.
- Business owners can utilize dedicated business banking services and investment products.
- Members can engage in personalized financial planning with professional advisors.
| — While specific fee schedules are not detailed, the institution has historically collected revenue from insufficient-fund charges according to state agency findings. | Live CA |
| Golden 1 Credit Union verified today | - Members can access over 30,000 free ATMs nationwide through the Golden 1 and CO-OP networks.
- Homebuyers can apply for various mortgage types including jumbo, FHA, and adjustable-rate loans with down payments as low as 3%.
- Users can manage money market accounts that offer tiered interest rates ranging from 0.05% to 1.50% based on account balance.
| — While basic accounts have no monthly service fees and low minimum opening deposits, members should be aware of expensive overdraft fees and a $100 minimum for money market accounts. | Live CA |
| Navy Federal Credit Union verified today | - Users can open various deposit accounts including free checking, business savings, and certificates of deposit with terms ranging from 3 months to 7 years.
- Members can apply for specialized mortgage products like the Military Choice loan, which offers fixed rates with no down payment or private mortgage insurance.
- Individuals can manage credit card debt using the Platinum Credit Card, which features promotional 0.99% intro APR offers on balance transfers for 12 months.
| — While specific fee schedules are not detailed, the credit union offers free checking options and a $250 one-time fee to lower mortgage rates if market rates drop. | Live US |
| North Island Credit Union verified today | - Members can access a full suite of consumer checking and loan options for personal financial management.
- Business owners can utilize specialized business banking services and consult with dedicated business specialists.
- Individuals can engage in personalized financial planning and retirement planning with on-site specialists.
| — | Live CA |
| PenFed Credit Union verified today | - Users can open a Premium Online Savings account with a minimum deposit of $5 to earn tiered interest.
- Members can access their direct deposits up to two days earlier than standard processing times.
- Users can choose between a free checking account or an interest-bearing Access America checking account.
| Free or $10/mo for Access America Checking The $10 monthly maintenance fee for Access America accounts is waived with a $500 daily balance or $500 in monthly direct deposits. | Live US |
| SAFE Credit Union verified today | - Members can manage their finances through various channels including online banking, a mobile app, chat, and phone support.
- Small business owners can access dedicated business services and in-person care at service centers located across Northern California.
- Customers can utilize a wide range of financial products including savings accounts, credit cards, insurance, and investment services.
| — While specific rates are not listed, the credit union has committed to reducing member fees following its merger with BECU. | Live CA |
| State Employees Credit Union verified today | - Members can open checking accounts that earn a 0.10% APY.
- Individuals can apply for home loans which have received a 5-star rating for rates and fees from NerdWallet.
- Users can access a variety of financial products including investment accounts, youth accounts, and diverse loan options.
| $1 monthly fee for checking The checking account carries a $1 monthly fee and offers a 0.10% APY, though minimum deposit requirements are not disclosed. | Live US |