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Compared

Payment platforms compared

Only entries with enough current, sourced data appear here. Each profile is re-checked on a schedule and carries its own dated changelog.

Name	What it offers	Fees & rates	Status
Block (Square) verified today	Sellers can process in-person payments at a rate of 2.6% plus 15 cents or online transactions at 3.3% plus 30 cents. Individuals can send money using an email, phone number, or a unique $Cashtag for free when using a bank account or debit card. Eligible business sellers can open a high-yield savings account that offers a 3.50% APY on deposits.	$0 for Free plan; $49 Plus plan; $149 Premium plan Standard deposits are free, while instant deposits to a debit card incur a fee of 0.5% to 1.75%, and credit card transactions have a 3% fee.	Live US
PayPal verified today	Users can send money domestically for free using a linked bank account, PayPal balance, or PayPal Cash Card. Verified account holders can transfer up to $60,000 per transaction, with international transfers available to over 160 countries via Xoom. Business owners can accept in-person payments at a rate of 2.29% plus 9 cents per card-present transaction using PayPal POS.	Free for domestic personal transfers Peer-to-peer transfers using credit or debit cards cost 2.9% plus $0.30, while international transfers carry a 5% fee.	Live US
Stripe verified today	Businesses can accept online credit card payments at a standard rate of 2.9% plus 30 cents per transaction. Users can process in-person payments using Stripe's physical point-of-sale capabilities for a fee of 2.7% plus 5 cents. Companies can utilize Stripe Treasury to hold funds in 15 different currencies and execute instant, free money transfers between US businesses on the platform.	Pay-as-you-go with $0 monthly fees Standard online transactions cost 2.9% plus 30 cents, with additional fees for international cards, currency conversion, and optional products like Sigma or Tax.	Live US
Zelle verified today	Users can send and receive money in minutes when the recipient's U.S. mobile number or email address is already enrolled. Small business owners can use Zelle to receive payments and manage transactions through partner banks. Customers can link their U.S. bank accounts to the platform to facilitate direct transfers.	—	Live US