Retail & traditional banks compared

Advantage Plus Banking carries a $12 monthly fee, while Business Advantage Relationship Banking costs $29.95, though fee waivers are available for many accounts.

While there is no monthly customer fee for self-directed investors, online share trades cost a flat £6, telephone trades cost £25, and fund management fees range from 0.3% to 0.36%.

While basic savings accounts have no monthly fee, money market accounts charge $10 monthly unless a $5,000 daily balance is maintained.

360 Checking and Savings accounts generally have no monthly fees or minimum balance requirements, while Basic Business Checking costs $15 per month unless a $2,000 average balance is maintained.

Most monthly service fees can be waived by meeting specific requirements such as direct deposit or maintaining minimum balance thresholds.

Monthly fees for savings and checking accounts can be waived for Relationship Tier customers or by meeting specific balance and direct deposit requirements.

Monthly maintenance fees for checking and savings accounts range from $5 to $35 but can often be waived depending on the specific account type and balance requirements.

While the Momentum Checking account has no monthly fee, the Preferred Checking account costs $25 per month unless a combined balance of $100,000 is maintained.

International business payments range from £17 via internet banking to £40 by post, while mortgages offer rates such as 3.86% for a 5-year fix with a £999 fee.

The Club Lloyds monthly fee is waived if users pay in at least £2,000 per month, while the Classic current account remains fee-free.

The Max-Rate checking account carries a $15 monthly fee if balance requirements are not met, while the high-yield savings account has no monthly maintenance fee.

Business accounts transition to a Standard Tariff with fees such as £0.35 for automated payments and a reported £7.50 monthly fee, while multicurrency expat accounts may have a £0 annual fee.

The platform offers a credit card with no annual fee and provides fee-free domestic and international money transfers.

Annual Percentage Yields (APY) vary by plan and account type, with the highest rates reserved for Metal plan members.

While the MomentumPLUS Savings Account has a $0 monthly fee, the Euro Daily Interest Account charges €1 per month, which is waived if a €200 balance is maintained.

Monthly account fees range from $0 to $30.95 and can be waived by maintaining a minimum balance between $0 and $6,000, depending on the account type.

Monthly fees are waivable for some accounts, while out-of-network ATM fees range from $2.50 to $3.00, and overdraft fees are $35.