By Chime Financial, Inc.
Chime is a leading U.S. financial technology company and neobank designed for users seeking accessible digital banking without monthly fees or minimum balance requirements. It serves as a fee-free alternative for day-to-day money management, particularly catering to individuals who may have fair or bad credit. The platform offers mobile-first checking and savings accounts alongside tools for early direct deposit and fee-free overdraft protection.
Free. Chime has no monthly fees or minimum deposit requirements, though out-of-network ATM withdrawals and cash deposits may incur third-party charges.
Founded in 2013, Chime is a U.S.-based digital bank that debuted as a publicly traded company on the NASDAQ under the ticker CHYM.
Chime added to the directory
Chime is a leading U.S. financial technology company and neobank designed for users seeking accessible digital banking without monthly fees or minimum balance requirements. It serves as a fee-free alternative for day-to-day money management, particularly catering to individuals who may have fair or
financebuzz.comSoFi is a digital banking platform and neobank that offers a combined checking and savings account model to help users manage their finances in one place. It is designed for consumers seeking high-yield interest rates, no monthly fees, and early access to paychecks via direct deposit. The platform reached sustained quarterly profitability in 2025 and serves as a major player in the U.S. digital banking market.
Revolut is a fully authorized UK neobank and digital money platform that provides personal and business financial services via a mobile app. It serves millions of retail customers and businesses with a suite of products ranging from multi-currency accounts and international transfers to investment options. The platform is designed for individuals seeking better money management and companies that operate across international borders.
EQ Bank is a Canadian digital challenger bank based in Toronto that offers a technology-driven alternative to traditional brick-and-mortar financial institutions. It provides a suite of personal and small business banking products, including high-interest savings, GICs, and registered accounts, designed for consumers who prefer managing their finances through a mobile app. The platform is ideal for Canadians looking to maximize interest earnings while avoiding everyday banking fees.
Varo Bank is an all-digital, nationally chartered neobank founded in 2015 to promote financial inclusion. It serves over 3 million customers by offering online checking and high-yield savings accounts with no monthly fees. The platform is designed for individuals seeking a branchless banking experience with automated tools to help grow their savings.
Current is a tech-forward neobank designed for users seeking a mobile-first digital banking experience with competitive rates. The platform provides a Spend Account that integrates credit-building and rewards, making it particularly suitable for individuals who want to manage their finances, earn cashback on daily purchases, and accelerate their payday through early deposit features.