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Financial institutions
LiveNeobanks & digital banksUnited States

Current

Current is a tech-forward neobank designed for users seeking a mobile-first digital banking experience with competitive rates. The platform provides a Spend Account that integrates credit-building and rewards, making it particularly suitable for individuals who want to manage their finances, earn cashback on daily purchases, and accelerate their payday through early deposit features.

Last verified today
What it offers
  • Users can earn one point for every dollar spent on eligible dining and grocery purchases to be redeemed for cash back.
  • Account holders can receive their paychecks up to two days early through the direct deposit feature.
  • Customers can park their savings in up to three separate Savings Pods to organize their financial goals.
  • Members can earn up to 4% APY on savings by maintaining a monthly direct deposit of $200 or more.
Standout features
Savings Pods with 4% APYEarly payday accessCashback points programCredit building toolsNo in-network ATM fees
Fees and rates

Free. The Spend Account has no annual fees, minimum balance requirements, or bank transfer fees.

Background

Current is led by CEO Stuart Sopp and reported a growth-focused $80 million funding round in June 2026.

What's new
  1. 2026-09-14New profile

    Current added to the directory

    Current is a tech-forward neobank designed for users seeking a mobile-first digital banking experience with competitive rates. The platform provides a Spend Account that integrates credit-building and rewards, making it particularly suitable for individuals who want to manage their finances, earn ca

    finance.yahoo.com
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