By LendingClub Corporation
LendingClub, currently rebranding as Happen Bank, is a San Francisco-based fintech that operates as a national bank following its acquisition of Radius Bank. The platform provides a broad suite of financial services including personal loans, home improvement financing, and interest-bearing deposit accounts. It is designed for consumers looking for an all-in-one digital banking experience that combines competitive lending rates with rewards-based checking and savings products.
Personal loans carry APRs ranging from 5.96% to 35.99% and origination fees between 0% and 8% depending on the credit profile.
Founded in 2007 as a peer-to-peer lender, the company transitioned to a regulated bank after acquiring Radius Bank in 2020 and announced a rebrand to Happen Bank in 2026.
LendingClub added to the directory
LendingClub, currently rebranding as Happen Bank, is a San Francisco-based fintech that operates as a national bank following its acquisition of Radius Bank. The platform provides a broad suite of financial services including personal loans, home improvement financing, and interest-bearing deposit a
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