By Zopa Bank
Zopa is a London-based digital bank and former peer-to-peer lender that has transitioned into a full retail banking institution. It provides a range of financial products including current accounts, high-interest savings, personal loans, and credit cards. The platform is designed for UK consumers looking for high-yield returns on balances and cashback on essential household expenditures through mobile-first banking services.
Free. The Biscuit current account is advertised as having no monthly or annual fees.
Zopa was founded in 2005 as a peer-to-peer lender and officially launched its flagship 'Biscuit' current account in June 2025.
Zopa added to the directory
Zopa is a London-based digital bank and former peer-to-peer lender that has transitioned into a full retail banking institution. It provides a range of financial products including current accounts, high-interest savings, personal loans, and credit cards. The platform is designed for UK consumers lo
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