By Upstart Holdings, Inc.
Upstart is a cloud-based artificial intelligence lending platform designed to connect consumers with credit products through its AI marketplace. The platform caters to a wide range of borrowers, including those with fair or poor credit, by leveraging AI to evaluate creditworthiness beyond traditional metrics. It partners with financial institutions like credit unions to provide personal loans and is currently pursuing a national bank charter to offer uniform lending terms across the United States.
Annual percentage rates range from 6.20% to 35.99%, with origination fees varying between 0% and 12% depending on the lender.
Upstart is a publicly traded company on the NASDAQ (UPST) that recently announced partnerships with organizations like USF Credit Union in 2026.
Upstart added to the directory
Upstart is a cloud-based artificial intelligence lending platform designed to connect consumers with credit products through its AI marketplace. The platform caters to a wide range of borrowers, including those with fair or poor credit, by leveraging AI to evaluate creditworthiness beyond traditiona
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