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Financial institutions
Compared

Lending platforms compared

Only entries with enough current, sourced data appear here. Each profile is re-checked on a schedule and carries its own dated changelog.

NameWhat it offersFees & ratesStatus
LendingClub
verified today
  • Users can apply for personal loans ranging from $1,000 to $60,000 with repayment terms between 24 and 84 months.
  • Customers can open a LevelUp Savings account to earn up to 4.00% APY when making monthly deposits of $250 or more.
  • Account holders can earn 1% unlimited cash back on debit card purchases when specific direct deposit requirements are met.
Personal loans carry APRs ranging from 5.96% to 35.99% and origination fees between 0% and 8% depending on the credit profile.
Live
US
Rocket Mortgage
verified today
  • Apply for diverse mortgage products including conventional, FHA, VA, USDA, jumbo, and non-qualifying loans.
  • Manage the entire homebuying process digitally from initial rate searching and personalized quotes to final closing.
  • Refinance existing mortgages with competitive fixed-rate and adjustable-rate options.
Average closing costs range from 3% to 6% of the loan amount, with specific interest rates varying by loan term and credit score.
Live
US
Upstart
verified today
  • Users can apply for personal loans ranging from $1,000 to $75,000.
  • Borrowers can receive loan funding as quickly as one business day after approval.
  • Individuals can select repayment terms of either 3 or 5 years.
Annual percentage rates range from 6.20% to 35.99%, with origination fees varying between 0% and 12% depending on the lender.
Live
US
Zopa
verified today
  • Users can manage a 'Biscuit' current account that offers 2% interest on in-credit balances and cashback on direct debit bill payments.
  • Customers can open a high-yield Regular Saver account paying 7.1% AER on monthly deposits of up to £300.
  • Account holders can use instant virtual cards and enjoy fee-free spending while traveling internationally.
Free
The Biscuit current account is advertised as having no monthly or annual fees.
Live
UK